Turn your gold into cash in as little as 15 minutes. No credit checks. No waiting. Just walk in, get appraised, and walk out with funds in hand.
No credit checks, no invasive paperwork, no long waits. Get a quick estimate over the phone and walk out with cash the same day.
Tell us what type of gold you have – jewelry, coins, bullion, or scrap. Our appraisers will give you an estimated payout range on the spot, based on live market prices.
Bring your items to your nearest secure facility (Whitby or Burlington). We weigh and test your gold right in front of you using certified equipment for total transparency.
Accept the offer, sign a quick agreement, and receive your payout immediately. Your gold is sealed and locked in a bank-grade vault until your loan is cleared.
The 4 Pillars of Trust
Your items are stored off the showroom floor in climate-controlled, highly secure vaults with 24/7 video monitoring and alarm systems.
From the moment you hand it over to the moment it's returned, your gold is fully insured for its total appraised value.
Transparency is everything. Once appraised, your items are placed in tamper-evident security bags right in front of you.
The exact item you pledge is the exact item you get back the moment your loan is cleared. We hold your items - we never use or display them.
Whether it’s jewellery, coins, bars, or even broken gold – we accept it all, no matter the condition.
chains, bracelets, bangles, pendants, and heirloom pieces in any gold tone – yellow, white, or rose.
Engagement rings, wedding bands, signet rings, and gold rings set with diamonds or other stones.
Maple Leafs, Krugerrands, Sovereigns, Eagles, and older collector coins.
Crowns, bridges, and dental scrap – purity is usually high, so payout is too.
Bars, ingots, and wafers from recognized mints, in any weight from a single gram up to a kilo.
Single earrings, kinked chains, bent rings, tangled jewellery, or melted-down scrap.
Get 100% and Instant Valuation with the World-Class Thermo Scientific™ Niton™ DXL Precious Metal Analyzer, powered by Advanced XRF Technology .
The real question isn’t whether to sell – it’s where. Here’s how we compare.
| The Metric | GTA Gold Buyers | Typical Competitors & Pawn Shops |
|---|---|---|
| Evaluation Method |
XRF Spectrometer (Non-Destructive) by Certified Gemologists
|
Acid / Scratch Testing (Physically damages gold)
|
| Testing Location |
Done directly in front of you
|
Often taken to a hidden "back room"
|
| Payout Metric (LTV) |
Tied to Live Global Spot Price
|
Arbitrary lowball "shop minimums"
|
| Security & Storage |
Insured, Bank-Grade Vaults
|
Basic backroom safes or display cases
|
| Hidden Fees |
Zero (No appraisal or setup fees)
|
High setup and monthly "ticket" fees
|
Traditional pawn shops and payday loans often come with high fees, hidden interest rates, and lack of transparency.
Posted on Google![]()
Wizard Cecil0 days agoTrustindex verifies that the original source of the review is Google.
Jay was very good helping mePosted on Google![]()
Myles Billionn2 days agoTrustindex verifies that the original source of the review is Google.
Smooth transaction with ruby and her customer service was exceptionalPosted on Google![]()
Keziah Dourado3 days agoTrustindex verifies that the original source of the review is Google.
Rupy was fantastic quick and able to help me immediately with my goldPosted on Google![]()
Taiwo Adeniyi3 days agoTrustindex verifies that the original source of the review is Google.
Jay attended to me, very professional and sincere..Posted on Google![]()
Nadine Shillingford3 days agoTrustindex verifies that the original source of the review is Google.
Ruby is Very friendly and the process was smoothPosted on Google![]()
Brendan Farrell7 days agoTrustindex verifies that the original source of the review is Google.
Easy process Jay was fair with the price highly recommendPosted on Google![]()
Lori8 days agoTrustindex verifies that the original source of the review is Google.
I dealt with Ruby today and she was extremely professional and helpful. I recommend.Posted on Google![]()
Sylvie Lapointe8 days agoTrustindex verifies that the original source of the review is Google.
Ruby was very patient and explained everything 👍Posted on Google![]()
Family Victory8 days agoTrustindex verifies that the original source of the review is Google.
Ruby had great transparent customer service I was satisfied with the transaction.Posted on Google![]()
Nicole Spencer9 days agoTrustindex verifies that the original source of the review is Google.
Ruby was pleasant to deal with snd professional with the transaction.Posted on Google![]()
Tyson10 days agoTrustindex verifies that the original source of the review is Google.
Awesome service and ruby was very helpful and transparentPosted on Google![]()
Sandra Spizzirri10 days agoTrustindex verifies that the original source of the review is Google.
Ruby was patient and took her time weighinng even the tiniest item.Posted on Google![]()
Phil T12 days agoTrustindex verifies that the original source of the review is Google.
Sold some old gold rings here recently. The entire process was quick, professional, and Jay gave me a very fair price. Would highly recommend to everyone.Posted on Google![]()
James G-J13 days agoTrustindex verifies that the original source of the review is Google.
Jay was great to work with, great pricing and customer service !Posted on Google![]()
Bridget Hunt14 days agoTrustindex verifies that the original source of the review is Google.
Jay was very helpful and the transaction was easy when I was selling some old jewellery. Highly recommend this place!Posted on Google![]()
Evan Davies15 days agoTrustindex verifies that the original source of the review is Google.
Ruby helped me and made my visit very pleasant 5 starsPosted on Google![]()
A A16 days agoTrustindex verifies that the original source of the review is Google.
Ruby provided excellent customer service. She was very friendly, professional, and helpful throughout the whole process. She explained everything clearly and made the experience easy and comfortable. I really appreciate her patience and great attitude. I highly recommend Ruby and GTA Gold Buyers & Loans. Thank you, Ruby!+1Posted on Google![]()
Jayson Robinson18 days agoTrustindex verifies that the original source of the review is Google.
Good place and fair prices!!Posted on Google![]()
Toni Abrahams20 days agoTrustindex verifies that the original source of the review is Google.
Excellent service from Jay. MUCH AppreciatedPosted on Google![]()
SHANNON STEWART21 days agoTrustindex verifies that the original source of the review is Google.
Great service!
Walk Into a Secure, Locally-Operated Branch for a Face-to-Face Appraisal and Instant Payout
764 Guelph Line, Unit 2 Burlington, ON
Monday
10:30 am–7:30 pm
Tuesday
10:30 am–7:30 pm
Wednesday
10:30 am–7:30 pm
Thursday
10:30 am–7:30 pm
Friday
10:30 am–7:30 pm
Saturday
11:00 am–5:30 pm
Sunday
11:00 am–5:30 pm
965 Dundas St W Unit b 10, Whitby, ON L1P 1G8, Canada
Monday
10:30 am–8:00 pm
Tuesday
10:30 am–8:00 pm
Wednesday
10:30 am–8:00 pm
Thursday
10:30 am–8:00 pm
Friday
10:30 am–8:00 pm
Saturday
11:00 am–6:00 pm
Sunday
11:00 am–6:00 pm
If you have old, broken, or unused gold you don’t want to keep, skip the loan process entirely. We offer some of the highest instant cash buyouts in Ontario, based on live market spot prices.
If anything’s unclear, call us, a gold expert will walk you through it with no pressure.
No. A gold loan is fully secured by your gold, so there’s no credit check involved to qualify, and standard repayment isn’t reported to the credit bureaus the way a traditional loan would be.
Your payout is based on the current weight, purity, and live global spot price of your gold at the time of appraisal. Our appraisers will give you an estimate over the phone and confirm the exact figure in person using certified XRF testing.
Your gold is sealed in a tamper-evident bag in front of you, then stored in a climate-controlled, fully insured, bank-grade vault with 24/7 monitoring until your loan is repaid in full.
Terms are flexible, ranging from a minimum of 62 days up to a maximum of 10 years, with no prepayment penalties.
Rates typically range from 18% to 35% APR, depending on the loan amount. For example, a $1,000 loan at 24% APR for one year results in $240 in interest over the year.
No. We charge no gold assessment or appraisal fees — evaluations are always free. The only additional charge is a $25 Non-Sufficient Funds (NSF) fee if a scheduled interest payment fails to go through.
Yes, terms can be extended within our overall repayment window (up to 10 years). Speak with one of our appraisers about your specific loan to review extension options.
Your rate is set within the 18%–35% APR range based on your loan amount, then applied to your principal to calculate the interest owed over your term — as shown in the example above.
We are GTA’s trusted gold buyers, offering top payouts for gold, silver, and platinum. Transparent & hassle-free service!”
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